Insurance and Inspection
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How Does an Insurance Expert Inspect a Vehicle? Behind the Scenes of Damage Assessment
An insurance expert (adjuster) is the person who inspects your vehicle's damage on site after the damage claim is filed, lists the damaged parts one by one, decides whether to replace or repair them, and ties the cost calculation into a report. The a…
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What to Check Before Vehicle Inspection
Before going to the inspection station, a vehicle owner who checks tire tread depth, brakes, headlight adjustment, exhaust emission readiness, glass and mirror integrity, and the required paperwork eliminates most of the risk of failing right from th…
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What Is Green Card Insurance and Why Is It Necessary When Traveling Abroad?
Green card insurance is an international compulsory financial liability document that covers damage caused to third parties in accidents involving a vehicle registered in Türkiye while abroad. Its official name is the International Motor Insurance Ca…
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The First 30 Minutes After an Accident: How to File a Report, Take Photos, and Report Damage
The first 30 minutes after an accident means securing life safety first, then properly preserving evidence and filing the damage claim on time: if there are injuries, 112 is called, in material-damage and amicable accidents an accident report is draw…
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What Is Gap Insurance? Why Is Value Assessment Important in Casco Insurance?
Underinsurance means the insured amount stated in your comprehensive (casco) policy falls below your vehicle's actual value on the date of damage; in this case, the insurance company reduces the compensation it pays in the same proportion as the rati…
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Does Insurance Protect You When Driving Someone Else's Car?
Traffic insurance insures the vehicle; therefore, if another licensed driver has an accident while using your car, the mandatory traffic insurance remains valid and pays for the other party's damages. Comprehensive insurance (kasko) is different: if …
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Canceling Vehicle Insurance and Getting the Premium Refund
Canceling a vehicle insurance policy is a process completed by submitting a written application to the insurance company once legal grounds arise, such as the sale of the vehicle, its withdrawal from traffic, its scrapping, or the death of the operat…
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What Happens If Traffic Insurance Is Not Renewed? Penalties and Sanctions
If traffic insurance is not renewed, three separate burdens land on your shoulders at once: if an uninsured vehicle is caught in traffic you pay a 1,246 TL administrative fine , the vehicle is towed to a impound lot and not released until insurance i…
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How to Read an Accident Insurance Record When Buying a Used Vehicle?
A Tramer record is a central query system showing a vehicle's entire damage history reported to insurance companies; it is the first place to check when buying a used car to understand the vehicle's true condition. Read correctly, it reveals replaced…
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What Should You Look For When Comparing Comprehensive and Traffic Insurance Quotes?
Correctly comparing two insurance quotes requires much more than looking at the price tag: a decision made without examining coverage limits, deductibles, write-off and theft valuations, whether additional coverages are included, and differences in t…
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Don't Lose Your Insurance and No-Claim Bonus Rights When Selling Your Vehicle
When you sell your vehicle, your traffic insurance does not automatically end; you must cancel the policy yourself, claim a refund of the premium for the remaining days, and transfer your no-claims step to your new vehicle. A seller who fails to do t…
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When Getting Comprehensive Insurance, Which Additional Coverages Are Really Necessary?
Which additional coverages are truly necessary when taking out comprehensive insurance varies depending on the vehicle's age, how it is used, and traffic conditions; there is no single correct list. Items outside the main coverages of collision, thef…
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